Monday 23 July 2018

逐渐被市场和金融机构接纳并大力支持的区块链技术


“区块链”这新兴科技是目前市场上不可忽略的一个概念,可以帮助企业提高效率,降低某些业务的成本,对企业来说几乎是必备的。区块链注重去中心化,是一个分布全球各地、且能够共同运转的数据库存系统,记录的是使用电子货币交易的每条款项,让人民进行控制和管理。因此,许多领域包括银行业、金融机构也开始接纳区块链技术。

根据总部位于纽约的大都会银行(Metropolitan Bank)的资料显示,超过15%的存款是由该银行的加密货币投资者和客户所提供。另外,美国、韩国和日本银行,如今已是加密货币交易的主战场,种种现象证明银行业逐渐对这数字资产交易表示接受并支持。英国经济史学家和作家尼尔弗格森(Niall Ferguson)更说过:“比特币是未来的金融体系”。比特币作为其中一种加密货币,可见加密货币在未来市场具有非常大的发展空间。




由于现代银行体系更注重自身利益而不是客户利益,让群众对银行业产生不信任,因此就有了区块链渗入银行业里。作为全球第一家综合性区块链银行,FINX集团致力把区块链的优势引进银行业,特有的技术包括多元资产分散存储钱包、多元资产数组提取,以及分散交易结算系统,让每一项交易、存储或提取数字和实物资产变得更方便快捷。


FINX将资产的所有权和权力归还给群众,解决现代银行体系的部分缺陷,在区块链技术的操作下,为交易增加安全性、提高透明度、减低成本及减少停机时间,就是要彻底改变人们的银行存款方式。


Friday 6 July 2018

Opinion : Thoughts On China by Pavitra


From the beginning of my involvement in traveling, I have been interviewing people and listened to what they had to share about China. It has been lovely. It was funny to see some of them who at first were so reluctant to go for the trip, simply because China wasn't their dreamland, had a major turnaround experience. Some of those experiences even left a life-long memory to them.

So what would happen if I start asking about China, to those who have never stepped foot there? Well, let's find out what these people have to say about the notorious country.

Meet Pavitra, she is currently 21 and a Journalism student. Traveling may not be a common thing for her, but she does possess knowledge and interest in it. For example, if you asked anything related to history of Egypt or Greek's mythology, she could answer to you as if she was born there at the time.

Me : What is the first thing in your mind when heard the word "China"?

"Great Wall! Okay, I know that's very generic. And also this one palace on a mountain, which I saw in the movie "Karate Kid". I've seen it a lot in TV programs but I always forget the name. It's like a place where you find peace and to do meditation. All those mystical things. It's not that it looks unreal or movie-like, but that place is there in the midst of chaos and I believe some places in China are quite chaotic with people and cars. But that palace is like a new leaf, peaceful and in tune with nature. It's literally a paradise."

Me : What is the best thing you have heard about the country?

"The best thing would be the food. It's very different and good. I don't have much interest in architecture, I prefer to enjoy authentic culture. If you wanted me to choose between KLCC and Giza Pyramid, I would definitely pick the latter one. I'm more of an ancient historical type of person. "

Me : Do you think the medias are portraying the country in the truthful way?

"I think the Malaysian media only shows the political part of the country (China) and they are making us believe politic is the only thing we should concern about when it comes to this topic. And now when we speak of China, we only talk about how China owns half of our country and blah blah whatsoever. When the media portrays the country like that, the people like us will start having bad thoughts. But we don't know anything else about the country, for example the culture. The media is simply not being informative. People who love to travel they would go for some travel websites, but some people rely solely on the news."

Me : China recently donated a huge amount of money to World Health Organization (WHO) to improve the life of refugees in Syria, a war-torn country. Some huge media in China said it was just another political strategy by the president to secure the trading business between China and the Arab countries. There were comments saying that the fund could have fed the needy local Chinese instead of giving out to the outsiders. What is your thoughts on this?

"I do believe some media are unreliable and love to add things up just to get views, but I don't think that securing businesses is the only agenda. Perhaps the president is a man with big heart, who just wanted to help. I am not going to say much about that, but if you're doing it for the wrong reason, that's just awful, because you're playing with a lot of life. However, I don't agree with comments given by the media."

Me : Do you know that the size of 1 China is equal to 29 Malaysia. As for population, 1 Chinese equals to 44 Malaysians. Do you think that the country is doing good in maintaining it?

"Ow wow. My first guess was 1 China equals to 10 Malaysia, but that is just insane. I knew the country is big, but that ratio is unbearable. I know that most cities in China are very much developed, but I'm not sure about the rural areas. Even in Malaysia there are under-developed places like in Pahang. But if you asked me, I would say better to keep it that way, it would keep the culture alive. There are certain places that you should have respect for. So there are certain places that journalists should know what to explore and what not to explore."

Me : Have you seen or heard "Yading Nature Reservoir" and "Jiuzhaigou"? Why do you think media chose not to show them?

"I have never seen them, nor heard of them. But these pictures are beautiful. These are gorgeous. I guess people are prone to dramas and politics, so whenever these come up, the media would just go for it. I admit that we all love to have some dramas in life, but just find a way to control them."

Yading Nature Reservoir & Jiuzhaigou

Me : What do you think about traveling? Is it meant for the rich?

"I think traveling is a must for everyone. It gives you a chance to run back into yourself, it teaches a lot about you that you don't know. There is no need to travel far or expensive. You could simply travel from here to Penang just to get out from your comfort zone. It's a basic knowledge and a skill you have to acquire. I don't think you would want to tell your kids in the future that you stayed in the house all the time and didn't go anywhere. And if you can't afford traveling, try reading. Learn how people out there live their life. Let your imagination run wild."

"If I were given with a chance to travel far, I would categorize myself as solo traveler, who seeks for leisure and spiritual learning. Even with a group, the maximum number would be three people. That way there would be less disturbance and I could deal with my own thoughts."

Me : Any final advice for those with fear of traveling?

"If you were too afraid of doing anything, then you were not experiencing what life had to offer. Just go for it, do not get scared too much of the consequences. Even if there is a plane crash and you die, you can't stop that from happening, but at least you die from doing something you truly love. Just like Steve Irwin, he didn't know he was going to die in the hand of a stingray, but the shows he produced were amazingly done."


~ ~ ~


I hope you all you learned something this segment. And special thank to Pavitra to join this interview.

If there is any of you wants to further understand about China, or maybe just looking for a travel buddy, you may let me know. Click this link for more details Tour Services.

Until next time. Ciao!


Your Shower Companion : DASHING 2 in 1 Face & Body Wash


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Maintaining a hygienic daily routine is great for cleanliness and self-confidence. Finding the ideal shower gel helps in leaving your skin clean and smooth by opening up pores and removing toxins. DASHING 2 in 1 Face  Body Wash, offers a complete clean and energizing sense of freshness from head to toe - without irritation.

And, with the modern men nowadays, they take grooming more seriously. Washing the face is one of those things we assume everyone does the same way. With that being said, a guy should was their face twice a day - when he wakes up in the morning and before he goes to bed, just like taking a bath. Washing your face before you take on the day ahead helps to freshen you up and prevents excess oil production. Cleansing at the end of the day will remove all the impurities that your skin faces from the pollution, humidity and dirt.

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